Have Real Estate Questions? Just ASK!

As an active licensed REALTOR, Pat can answer any questions about the home buying and selling process. The SELFi model works in the real estate world as well! Less overhead lets us list for less, so you keep more of your homes equity. I can also help find a realtor in your local market that has our same values.

A better way to find a real estate agent

Pat has spent 8 years as a real estate agent and has connections the top agents in in California. Pat can help you negotiate a reduced Real Estate broker fee allowing you to save more without sacrificing service. Plus, he’ll be your conceigre every step of the way. 

How it works

1. Get in Touch

Pat is a licensed Real Estate Agent and is a member of the Santa Maria Association of Realtors, Pismo Coast Association of Realtors, with statewide MLS access! He is your real estate agent concierge. 

2. Get Matched

As a current top producing agent, Pat, knows all the best real estate agents in California. Pat can help you select an agent and will even negotiate the real estate broker commission so that you’re able to save more. 

3. Sell your Home or Buy

Work with your agent 1-on-1 to sell your home and buy a new one. Pat is your real estate and mortgage concierge. 

What our customers are saying:


Patrick is hands down the most honest and transparent salesperson we have ever dealt with. He gave us all the information we needed to make a decision and was not at all pushy. We got a great rate for our refinance and the whole process was seamless..”

– Scott and Cameron, CA


Pat was extremely helpful with a recent refinance of my home. He was prompt at returning phone calls and e-mails and made the refinancing process a breeze. Not only was Pat easy to work with, I was able to significantly lower my monthly mortgage payment. Thanks Pat!.”

– Matt D, CA


It looks like everyone who has left a review for Patrick had the same experience I did. Pat is honest, timely and very communicative. He was available for me whenever I had a question or a concern and made this process seamless! I HIGHLY recommend Patrick and SELFi to anyone who is looking to refinance..”

– Eric S, CA

Trusted. Experienced. Secure.

SELFi is on a mission to accelerate your path to financial independence. We’re starting with life’s biggest expense but are not stopping there.

SELFi is serious about security and use bank level standards to ensure your personal information is securely stored.


 Sell your home faster and for more money

Get in touch and Raul will help you find your place. 

Ready to find your lowest rate?