Effective Date: 04/20/2021
Information We Collect
When you use the Website, we may collect personal information about you, such as your name, address, Social Security number, telephone number, email address, asset information, income information, or any other information that you submit on applications or other forms made available through the Website. We collect this information when you complete a digital application.
We may also collect personal information about you from third party sources, which we may combine with information that you provided to us or we previously collected. For example, we may receive information from a social media service about you if you use a social media account to log into the Website.
We also automatically collect certain information related to you and your activities on the Website when you visit the Website. This information includes information such as your IP address, your internet browser and operating system type, the date and time of your visit, and the website that referred you to us.
How We Use Collected Information
We use personal information and anonymous information for the following purposes:
- To complete and fulfill your loan application;
- To respond to and fulfill your requests;
- For our marketing efforts, such as to send you marketing communications that we believe may be of interest to you;
- For our business purposes, such as for analysis and to develop new products and services;
- To improve the Website and for analytics purposes; or
- For any other purpose to which you consent.
How We Share Personal Information
- Such as vendors who provide employment verification, degree verification, title, document import, or other necessary services;
- For any purpose to which you expressly consent;
- To protect our rights or the rights or safety of others; and
- As may be required by law or regulation.
For example, after you authorize us to verify your credit history, we send the minimal set of information needed (potentially including your social security number) to ensure we are requesting the correct record in an encrypted form to the relevant credit bureaus with the sole purpose of retrieving your credit report and associated credit history data. We would not send the same level of information to a service provider where it is not essential to perform their services.
In addition, consumers who initiate or complete the process of applying for financial products or services are subject to the federal Gramm-Leach-Bliley Act (“GLBA”) and implementing regulations, such as the California Financial Information Privacy Act (“FIPA”), and apply also to representatives of businesses that seek to obtain our products or services.
In the event that we enter into a corporate transaction, such as a reorganization, merger, sale, joint venture, assignment, transfer, or other disposition of all or any portion of our business, assets, or stock (including in connection with any bankruptcy or similar proceedings), personal information that we have collected may be transferred in the course of that corporate transaction to the relevant third party purchaser, joint venture partner, merged entity, assignee or similar party.
How We Protect Personal Information
SELFi uses reasonable physical, technical, and administrative security measures to protect personal information we collect from loss, misuse, unauthorized access, or improper disclosure.
Links to Other Websites
This Website is not intended for persons under the age of 18. We do not knowingly collect, maintain, or use personal information from children under the age of 18. If we become aware that a child under the age of 18 has submitted personal information to us through the Website, we will immediately delete such information.
What DoesWith SELFi, Inc. Do With Your Personal Information?
|Why?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also required us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
|What?||The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Social Security Number and credit scores • payment history and Income • account balances and credit history|
|How?||All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons SELFi, Inc. chooses to share; and whether you can limit this sharing.|
|Reasons we can share your personal information||Does SELFi, Inc. share?||Can you limit this sharing?|
|For our everyday business purposes —
such as to process your transactions, maintain your account(s), responds to court orders and legal investigations, or report to credit bureaus
|For our marketing purposes —
to offer our products and services to you
|For joint marketing with other financial companies||Yes||No|
|For our affiliates’ everyday business purposes — information about your transactions and experiences||No||We Don’t Share|
|For our affiliates’ everyday business purposes — information about your creditworthiness||No||We Don’t Share|
|For our affiliates to market to you||No||We Don’t Share|
|For nonaffiliates to market to you||No||We Don’t Share|
|To limit our sharing||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also required us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
• Visit us online: Email us at hello@SELFi.com
However, you can contact us at any time to limit our sharing.
|Who we are|
|Who is providing this notice?|
|What we do|
|How does SELFi, Inc. protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include industry standard physical, electronic and procedural security safeguards to protect the personally identifiable information that you have provided to us from loss, misuse or unathorized alterations.|
|How does SELFi, Inc. collect my personal information?||We collect your personal information, for example, when you • Open an account or apply for a loan • Give us your contact information or provide your mortgage information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.|
|Why can’t I limit all sharing?||Federal law gives you the right to limit only • Sharing for affiliates’ everyday business purposes – information about your creditworthiness • Affiliates from using your information to market to you • Sharing for non-affiliates to market to you State Laws and individual companies may give you additional rights to limit sharing.|
Companies related by common ownership or control. They can be financial and nonfinancial companies.
• SELFi, Inc. has no affiliates.
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
• SELFi, Inc. does not share with nonaffiliates so they can market to you.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
• Our joint marketing partners include Our joint marketing partners include